Assisted living arizona

Email Us

Call Us

(623) 326-7093

Follow us :

Dementia is a condition that affects millions of people in America, and it can be a costly one. The cost of memory care for persons with dementia in America is a topic that has garnered a lot of attention in recent years. In this article, we will delve into the true cost of memory care for persons with dementia in America.

American home memory care and assisted living costs

Understanding Memory Care

Memory care is a type of care that is provided to individuals who have Alzheimer’s disease, dementia, or other cognitive impairments. Memory care facilities are designed to meet the unique needs of these individuals, offering a secure environment with specialized care services. These facilities can provide a range of services, including assistance with daily activities, medication management, and socialization opportunities.

Average Cost of Home Care

According to Genworth, the nationwide average cost of home care provided by a nonmedical health aide is $24 per hour [1]. However, costs can vary significantly depending on the state. For example, North Dakota has the highest average hourly rate for nonmedical home care, at $32 per hour.

Cost of Alzheimer’s and Dementia in America

In 2022, Alzheimer’s and other dementias are projected to cost the nation $321 billion, including $206 billion in Medicare and Medicaid payments combined [2]. This cost is expected to rise to nearly $1 trillion (in 2022 dollars) by 2050 if a treatment to slow, stop or prevent the disease is not developed.

Average Memory Care Monthly Rent

The average monthly rent for memory care in the U.S. is $6,935, according to 2021 NIC statistics [3]. This cost is significantly higher than assisted living, which averages $5,380 per month. However, it is lower than the average monthly cost of a nursing home, which is $10,562. It is important to note that costs vary by state and are affected by the level of care provided.

Medicaid and Memory Care

Medicaid is a government program that provides assistance with healthcare costs for individuals with low incomes. Medicaid can cover the cost of memory care for eligible individuals. However, eligibility requirements and covered services vary by state. It is important to check with your state’s Medicaid program to determine what services are covered and what the eligibility requirements are.

Long-Term Care Insurance

Long-term care insurance is a type of insurance that can cover the costs of long-term care, including memory care. Policies can vary widely, so it is important to carefully review the policy and understand what is covered and what is not. It is also important to note that premiums for long-term care insurance can be high, and not everyone may be eligible for coverage.

Planning for the Cost of Memory Care

Planning for the cost of memory care can be a complex and emotional process. It is important to research and understand the costs associated with different types of care, as well as the available funding options. This can include long-term care insurance, Medicaid, personal savings, and other sources of financial assistance. It is also important to have conversations with loved ones and care providers about preferences and goals for care.


The true cost of memory care for persons with dementia in America can vary widely depending on factors such as the type of care, location, and level of care needed. Understanding these costs and planning accordingly can help individuals and families make informed decisions about care and financing options.